Scam Awareness

Safeguarding your security is our utmost priority at ROZE INT (PVT) LTD. We consider it our primary responsibility to caution and shield our customers and systems from potential fraudulent activities. Effectively managing the risks associated with fraud is a critical goal for our organization. ROZE INT (PVT) LTD is committed to preserving its reputation as a trusted global provider of money transfer services and will take decisive action against any form of criminal activity, be it money laundering, terrorism financing, or fraud.

The key to avoiding scams lies in recognizing warning signs and being vigilant. Our Customer Fraud Awareness Guide aims to educate and shield customers from inadvertently participating in fraudulent activities. While there is no foolproof method to eliminate fraud risk entirely, the best defense is to refrain from sharing personal information with unfamiliar individuals.

How to Protect Yourself

Following are the tips that will help keep your money safe from fraudsters and scams.

• Secure your computer and mobile devices by keeping your security software up-to-date.
• When entering your card details online, ensure the website starts with 'https' and displays an unbroken padlock symbol in the browser address bar.
• Register for Verified Visa/MasterCard Secure Code for added protection.
• Create strong PINs or passwords, incorporating a mix of letters, numbers, and symbols, and promptly change them if you suspect compromise.
• Exercise caution when opening email or text attachments and avoid clicking on unfamiliar links.
• Never allow anyone to take your card away for transactions.
• Report lost or stolen cards promptly, and be vigilant about the credibility of sellers before sharing card details online or over the phone.
• Refrain from entering card details on public computers, log out after online transactions, and keep confirmation emails for your records.
• Fraudsters often use convincing stories to deceive victims into transferring money to unknown recipients.
• They gain trust before exploiting it to steal money. Be wary, take your time, and don't rush if unsure about any requests.
• They use any means to contact victims—telephone, snail mail, email, and other online sources. They gain your trust, and when they have you hooked, they ask you for money; then they take it and run.
• But you can protect yourself as well as your friends and family members with knowledge of the most common types of fraud. Make sure you verify the information, before you transfer the money, and confirm it with your family/friends.

Identity theft and unauthorized access to accounts.

Identity theft is a criminal act in which an unauthorized individual acquires personal information with the intent to exploit it for financial gain. These perpetrators may seek to misuse information related to your credit cards, loans, state benefits, mortgages, as well as crucial documents such as driver's licenses and passports. Alternatively, they might aim to accumulate sufficient details about you to illicitly access your current accounts or services.

Remote access

Remote access fraud involves unexpected contact from a fraudster posing as a representative of a computer, internet, or telecoms company, or even someone else. They may claim to address issues like slow internet speed or potential viruses on your device. During the interaction, they may persuade you to run programs and download software, which effectively grants them remote access to your screen and control over your device. This manipulation can lead to password disclosure and unauthorized access to your online or mobile banking.

Vishing

Vishing, or voice phishing, is a method where fraudsters convincingly impersonate legitimate entities such as banks, police, or other organizations through phone calls, exploiting the victim's trust.

Phishing

Phishing, a prevalent technique, involves deceptive emails that prompt recipients to confirm security details. Clicking on the links in these emails directs users to counterfeit online banking websites that record sensitive information, enabling fraudsters to access accounts and personal details or infect computers with viruses.

Investment fraud

Investment fraud capitalizes on the "get rich quick" desire, where scammers offer opportunities to make substantial profits in a short time. Victims receive cold calls from bogus brokers promoting nonexistent or worthless schemes or products.

Online shopping scams

Online shopping scams involve scammers posing as legitimate online sellers on fake websites or through fake ads on genuine retail sites. The internet's anonymity allows scammers to deceive unsuspecting shoppers.

While measures are taken to safeguard against fraud, it is imperative for individuals to remain vigilant. Prior to making online purchases, it is advisable to conduct thorough research, steering clear of vendors with unfavorable ratings. Regularly reviewing statements is crucial to ensuring the accuracy of transactions. If there are suspicions of fraud, individuals are encouraged to contact Action Fraud, a government organization affiliated with the police, for assistance and additional information, accessible on their website.
https://www.actionfraud.police.uk/a-z-of-fraud

For any concerns related to fraud or scams, you may reach out to us at [email protected]. It is important to note that this E-book serves solely for customer awareness and does not establish any legal obligations on ROZE INT (PVT) LTD.