Grüezi mitenand! If you’re living abroad, maybe in der Schweiz, the UK, anywhere in Europe, and looking for the best apps to send mobile money to Ghana, you’re in the right place. In 2025, sending money home is not just a transaction; it’s a lifeline, a family connection, and a way to support dreams and daily life back in Ghana. With the rise of digital remittance, you can now send money to Ghana, Nigeria, or anywhere in Africa with just a few taps, backed by top-notch security and competitive rates.

Let’s explore the most reliable, user-friendly, and secure apps for sending mobile money to Ghana and discover why they’re trending among the Ghanaian diaspora and anyone looking to send money home.

Why Mobile Money Remittance Matters in Ghana

Ghana is one of Africa’s leading recipients of remittances, with over $4.7 billion received in 2022 and $4.6 billion in 2023, making up about 6% of the country’s GDP. Remittance is not just a buzzword; it’s a vital financial flow that supports families, pays school fees, covers emergencies, and fuels business investments. As more Ghanaians use mobile money wallets like MTN Mobile Money, AirtelTigo, and Zeepay, the demand for seamless, instant, and cost-effective transfer apps is skyrocketing.

Why Mobile Money Remittance Matters in Ghana

Top Apps to Send Mobile Money to Ghana

Here are the most trusted and popular apps to send mobile money to Ghana in 2025, each offering unique benefits for anyone wanting to send money home.

1. Taptap Send

Taptap Send is a favorite among the Ghanaian community abroad, especially in the UK, EU, US, and Canada. It’s known for its no-fee policy on transfers to Ghana, making it a budget-friendly option for regular remittance. With Taptap Send, you can:

• Send money directly to mobile wallets (MTN, AirtelTigo, Voda Cash, Zeepay) or bank accounts.

• Enjoy super-fast transfers, 95% of transactions are completed in under 5 minutes.

• Benefit from a small percentage fee only on the exchange rate, with no hidden charges.

• Rely on excellent customer support and community engagement.

Taptap Send is praised for its simplicity, reliability, and competitive exchange rates, making it one of the best apps to send money to Ghana for family support, emergencies, or business needs.

2. Zeepay

Zeepay is a Ghanaian-owned fintech powerhouse that connects digital assets, mobile money wallets, cards, bank accounts, and digital tokens to international financial services. Zeepay partners with several Money Transfer Operators (MTOs), allowing you to:

• Send money directly to mobile money wallets or bank accounts in Ghana.

• Access a secure, regulated platform with strong local expertise.

• Benefit from Zeepay’s integration with local banks and mobile networks for instant payouts.

For those who want a homegrown solution with international reach, Zeepay is a top choice among apps to send mobile money to Ghana.

3. Send App by Flutterwave

Send App is a rising star in the remittance world, now fully live in Ghana as of 2025. It’s designed for Africans in the diaspora and anyone who wants to send money to Nigeria, Ghana, or other African countries. Send App offers:

• Direct transfers to Ghanaian bank accounts and mobile money wallets (MTN, Telecel Cash, AirtelTigo).

• Competitive exchange rates for maximum value.

• Fast, reliable transfers so your support arrives when it’s needed most.

Whether you’re paying school fees, supporting family, or investing in a business, Send App makes it easy to send money home with confidence.

How to Choose the Best App for Sending Money to Ghana

When evaluating apps to send mobile money to Ghana, consider these important factors:

• Speed: How quickly does the recipient get the money? apps like Roze Remit deliver in minutes.

• Fees: Look for transparent pricing. Some apps charge no transfer fees, only a small margin on the exchange rate.

• Exchange Rates: The better the rate, the more cedis your recipient receives.

• Coverage: Can you send it to all major mobile wallets and banks in Ghana?

• Security: Choose PCI-compliant, regulated apps to keep your money safe.

• User Experience: A clean, intuitive interface makes sending money stress-free.

Trending Keywords: Send Money to Ghana, Send Money Home, Send Money to Nigeria

The remittance space is buzzing with searches like “send money to Ghana,” “send money home,” and “send money to Nigeria.” These trending keywords reflect the growing demand for digital financial services that connect families and communities across borders. As more people rely on mobile money and instant transfers, the best apps are those that deliver speed, safety, and value.

Benefits of Using Mobile Money Apps for Remittance

• Convenience: Send money anytime, anywhere from your smartphone.

• Instant Access: Recipients can withdraw funds instantly from mobile money agents or ATMs.

• Affordability: Lower fees and better rates than traditional banks or cash transfer agents.

• Transparency: Real-time notifications and tracking for every transaction.

• Community Support: Many apps invest in local initiatives and customer education, building trust within the Ghanaian diaspora.

Step-by-Step: How to Send Money to Ghana Using an App

• Download your chosen app (Roze Remit App) from the App Store or Google Play Store.

• Register with your details and verify your identity for security.

• Select Ghana as the destination country.

• Enter the recipient’s mobile wallet or bank details (MTN, AirtelTigo, Zeepay, etc.).

• Input the amount you want to send and review the exchange rate and fees.

• Confirm and send that your loved one will receive the money in minutes!

The Future of Remittance: Digital, Fast, and Borderless

As digital remittance grows, the best apps to send mobile money to Ghana will continue to innovate, offering even faster transfers, better rates, and more integrated financial services. Whether you’re sending money to Ghana, Nigeria, or anywhere in Africa, these apps make it easy to support your family, invest in your community, and stay connected to home.

Conclusion

Choosing the right apps to send mobile money to Ghana is essential for anyone who wants to send money home quickly, securely, and affordably. With top options like Roze Remit and Send App, you can rest assured that your support will reach your loved ones no matter where you are in the world. Stay ahead of the trends, use the best remittance apps, and keep your connections to Ghana strong and vibrant.